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PPF Calculator

₹
Yrs
%

Total Invested Amount

-

Total Interest

-

Maturity Value

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Chart

The initial step towards wealth management involves the accumulation of savings. Numerous savings account options exist; however, it is advisable to seek out those that offer significant returns without risk. PPF accounts are one of the most prevalent options available. PPF, which stands for Public Provident Fund, is a vehicle designed to invest your valuable capital. For new employees or responsible parents looking to save for the future, PPF is an ideal choice. Calculating interest rates and returns for your PPF account can be challenging. Fortunately, a PPF account calculator can simplify these complex calculations.

How can a PPF calculator help you?

This financial instrument offers a comprehensive solution to address all concerns related to the Public Provident Fund account. There are certain stipulations that must be strictly adhered to when computing the maturity amount after a stipulated period of time. It facilitates the monitoring of capital growth. Those who possess a PPF savings account are well aware that interest rates are subject to monthly revisions. In the present day and age, keeping tabs on the constantly fluctuating interest rates has become relatively easier. However, with the advent of the public provident fund calculator, account holders find it simpler to determine the monthly alterations made to the rate of interest. In the market, there are several user-friendly PPF calculators available, and for selecting a reliable one, EmiNinja is undoubtedly the optimal choice.

Formula used for calculating PPF

Emininja employs a comprehensive algorithm to calculate the sum of money deposited, interest charges, and other related factors. The formula in question is as follows -

F = P {( ((1+i)n - 1) / i) }

This mathematical expression serves to denote the subsequent variables -

VariableDescription
IRate of interest
PAnnual instalments
FMaturity of PPF
NTotal number of years
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